For more than 20 years, our law firm has represented clients in both state court matters and out-of-court workouts. We pride ourselves on providing strategic legal solutions to sensitive and complex financial problems.
Schedule a free consultation with our attorneys today to discuss your situation and learn how we may be able to help.
How Can We Help You?
There are many companies out there offering debt management and debt consolidation, but they typically charge heavy fees and may not be able to help you at the end of the day. However, that doesn’t mean you should rule out the option of negotiating debt settlement rather than filing for bankruptcy.
Our seasoned North Carolina debt settlement attorneys can review your debt and advise you on your options. In some cases, you may be able to make an argument for:
- Paying less than what you owe
- Lowering monthly payments
- Decreasing the interest rate
- Implementing a repayment plan
Keep in mind that creditors may have more to lose if you file for bankruptcy vs. negotiating a debt settlement plan to help you avoid that. However, that doesn’t mean this road will be easy. You will likely need to take a hard look at what assets you could liquidate to help propose a realistic and acceptable debt settlement.
Breach of Contract
In some cases, we may help you identify particular contracts that are primary sources of your financial headaches. Our knowledgeable attorneys can review these contracts and help you determine how you might be able to get out of them so you can avoid bankruptcy and return to stable financial footing.
Businesses and individuals who find themselves in financial hot water may want to consider whether dealings such as potentially fraudulent conveyances could come back to haunt them when filing for bankruptcy. Our attorneys can help you review your options to determine the right move for you, whether you are a debtor who is unsure of how bankruptcy code would apply to your case or a creditor who suspects fraud.
Repossession and Foreclosure
One of the most common questions people ask us involves saving their homes from foreclose and their vehicles from being repossessed. Although filing a bankruptcy petition triggers an automatic stay on foreclosure and repossession actions, it may not be the only option available to you.
Remember, banks typically do not want to repossess collateral that likely will not help them recoup the loan value. So it is important to take action as soon as you realize you are falling behind. You may be able to negotiate with the lender to catch up on payments.
In addition, there are strict regulations that lenders must follow when repossessing property or foreclosing on a home. Our knowledgeable repossession attorneys can review the process with you and walk you through your next steps, as well as discuss options for reversing a repossession.
Financial Fallout from Personal Injury Claims
Unfortunately, when a serious accident leaves a person injured, disabled, and unable to work, the financial fallout can push the victim to the brink of bankruptcy or beyond. Our attorneys frequently work with people who are involved in personal injury claims and need legal advice on how a bankruptcy filing could affect their claim, as well as options for avoiding bankruptcy.
It is important to recognize that just because a person or entity has been ordered to pay a monetary judgment to you through the courts, that does not mean you automatically get the money. In many cases, you will need to take action to collect that money, known as judgment execution. Our attorneys can guide you through this process, which involves getting local sheriff’s offices to investigate and identify whether the party that owes you has property that can be sold to cover your award.
Don’t Wait to Get the Help You Need
At the Sasser Law Firm, our attorneys are here to help you make informed decisions about your finances. We offer free, no-obligation initial consultations, where you can discuss the specifics of your case and learn about your options for moving forward. We pride ourselves on providing straightforward and practical legal advice in a low-pressure environment. Because at the end of the day, we want you to be comfortable and confident that you made the right decision for you.