Credit

Do you often feel trapped by the paycheck-to-paycheck cycle? Do you find yourself continuously counting down the days until your next direct deposit hits your bank account? You’re not alone. Living paycheck to paycheck is a reality for many Americans....

Getting a better handle on your household finances and the amount of debt you are shouldering is a great way to gain peace of mind and achieve financial stability in 2020 and beyond. These tips will help those looking to...

The winter holidays are a joyous time, but not if you are struggling with debt. From Black Friday and Cyber Monday to last-minute sales just before Christmas, industry experts expect the average American to spend $920 per person on holiday gifts in 2019.  It’s easy...

It’s a question we hear often: How long does a Chapter 7 bankruptcy stay on a credit report? A Chapter 7 bankruptcy will remain on your credit report for 10 years, but the real impact of a bankruptcy on your...

When the Sasser Law Firm works with individuals and businesses who seek bankruptcy protection, the goal is for the client to emerge from bankruptcy in stronger financial health. In addition to discharging some debt, you need to reestablish your ability...

The American Bankers Association has reported that credit card delinquencies have fallen to 2.44 percent, well below the fifteen year average of 3.82 percent. This is good news for two reasons. First, it means that the economy is improving. After...

In the Eastern District of North Carolina, chapter 13 debtors are required to obtain court approval prior to incurring debt or making a purchase in excess of $7,500.00. Conventional mortgage loans are rarely obtainable by chapter 13 debtors. Credit cards...

On December 19, 2013, Target announced that thieves had gained unauthorized access to Target payment card data. 40 million guests who had shopped and made credit or debit card purchases in US Stores between November 27th and December 15, 2013 may...

We are commonly asked whether debts may be excluded from a bankruptcy filing. Below are several common examples: 1. A secured debt where the debtor wants to keep the collateral 2. A credit card that the debtor needs for: a. emergencies b. travel...

Debtors are required by the bankruptcy court to list all creditors and debts owed on their schedules upon filing their bankruptcy petition. This can often seem overwhelming and confusion to our clients, especially when a delinquent account listed on their...