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How to Stop Foreclosure in North Carolina
If you cannot make your mortgage payments, the lender will eventually begin foreclosure proceedings on your home to collect the mortgage debt. This can lead to the sale and loss of your home if you don’t act in a timely…
How to Stop Repossession of Your Vehicle
If you took a loan to buy a vehicle and cannot make your monthly payments, your vehicle could be repossessed by the lender. A common time frame to be concerned about repossession would be 45-75 days delinquency. There are several…
Consumer Debt vs. Non-Consumer Debt
Consumer Debt vs. Non-Consumer Debt The major difference between consumer debt and non-consumer debt is what the money was used for. Whether your debt is considered consumer or non-consumer can affect your bankruptcy proceedings. Everyone’s situation is different, but an…
What Constitutes a Household Good in Bankruptcy?
Exempt Property in a North Carolina Bankruptcy Some people avoid filing bankruptcy because they believe they’ll have to give up all their assets. However, an individual debtor is allowed to exempt certain property from the bankruptcy. For more information on…
Can I Rebuild My Credit During a Chapter 13 Bankruptcy?
Bankruptcy is a legal process that helps people find relief when they fall behind on payments and become overwhelmed by debt. The decision to file for bankruptcy can be difficult to make, but bankruptcy can be the best way to…
Bankruptcy Code Changes Go Into Effect on April 1
There are many bankruptcy code details you should be aware of when filing for bankruptcy. However, bankruptcy law does change sometimes. A compassionate bankruptcy lawyer can help you navigate the law and your financial situation. Increase in Bankruptcy Code Dollar…
Past Due Utility Bills and Bankruptcy
If you’re facing financial difficulties, you may also be behind on your utility bills. You’re likely wondering what happens to your unpaid utility bills and if your services will get shut off if you file for bankruptcy. The bankruptcy attorneys…
When is it too late for a bankruptcy filing to stop a foreclosure in North Carolina?
If a homeowner falls behind on their mortgage payments, they might feel all hope is lost. Fortunately, this is not always the case. In certain situations, homeowners have the option of filing for bankruptcy to stop a foreclosure. However, there…
Could your student loans be discharged in bankruptcy
Although difficult, it’s not impossible to discharge student loan debt in bankruptcy. But the process isn’t easy. Sasser Law Firm is here to help you better understand your legal options with bankruptcy and student loans. Can You File Bankruptcy on…
Consumer Debt Gets Tough to Manage Around the Holidays
The winter holidays are a joyous time, but not if you are struggling with debt. From Black Friday and Cyber Monday to last-minute sales just before Christmas, industry experts expect the average American to spend almost $1,000 per person on…
