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Dealing with Time-Barred Debt in North Carolina
Have you recently heard from a creditor or debt collector about an old debt from years ago that you had forgotten about? If so, you may have questions about what to do next. Do you have to pay the debt?…
Crises Are Not Limited to Global Pandemics
Crises are not limited to a global pandemic. People experience various levels of crisis all the time, but sometimes those crises hit close to home and become too much to handle alone. If you have a medical emergency, you would…
Bankruptcy After a Car Repossession: Can You Get the Vehicle Back?
Are you wondering about getting a car back after repossession? Often, a car repossession is just the tip of the financial iceberg. If you are behind on your car payments, you may also struggle with other unmanageable debts. A bankruptcy…
When can a mortgage lender foreclose in North Carolina?
You might be diligent about paying your mortgage on time every month. But unfortunately, that won’t always protect you from foreclosure. There are instances where lenders can foreclose on a property — even when your payments are current. Contact us…
Can I Rent an Apartment After Bankruptcy?
If you are considering or have already filed for bankruptcy, you might be concerned about whether you’ll be able to rent an apartment. You can rent an apartment after filing for bankruptcy. But your bankruptcy will be visible on your…
Personal income tax debts are treated different after October 2022
Although the general deadline for filing tax returns is April 15 of each year, many taxpayers choose to extend until October 15, 2022. October 15 has recently passed and for that reason, a debtor who did extend to file 2018…
Can I Buy a Car After Filing for Bankruptcy?
Declaring bankruptcy is a big decision — but it may be the right one. Once you move past the painful initial stage of admitting your debt is unmanageable, you can start thinking about the future. However, you may have questions…
How to Get a Personal Loan While in Chapter 13?
Whether you can get a loan during bankruptcy depends on your unique circumstances. Credit You Might Need During Bankruptcy When you file for bankruptcy, you don’t stop needing money to live day-to-day. There are many reasons why you might need…
Timeline for Filing Chapter 13 Bankruptcy
Bankruptcy is often seen as the worst possible outcome when facing financial difficulties. However, filing for bankruptcy can be a strategic move that helps you bring order to your financial position. When filing for bankruptcy, one of the first decisions…
Preparing for a 341 Meeting
If you face serious financial difficulties, you might consider filing for bankruptcy to get a fresh start. There are several steps in the bankruptcy process. One of the most crucial is the 341 meeting of creditors, required by section 341…
