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What are some examples of debts that cannot be discharged in a chapter 7 bankruptcy?

  • Domestic support obligations.
  • Certain taxes and debts incurred to pay nondischargeable taxes.
  • Student loans unless repayment is found by the bankruptcy court to constitute an undue hardship on the debtor.
  • Criminal fines and restitution.
  • Debts arising from driving under the influence.
  • Obligations incurred as part of a divorce or separation.
  • Debts found to have been incurred through fraud, defalcation of fiduciary duty or willful and malicious injury.
  • Certain homeowner association dues.
  • Debts associated with violations of security laws.

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