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Is the debtor required to undergo a credit counseling program before a case is filed?

Debtors are normally required to undergo a credit briefing prior to filing for bankruptcy. This briefing generally takes no more than 90 minutes and can be conducted via the internet (For debtors filing their bankruptcy case through my office lacking access to a high speed internet connection, there is such a computer available for use at no additional cost). Additionally, all debtors must undergo a debtor education program prior to the entry of the debtor’s discharge.

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