Crises Are Not Limited to Global Pandemics
Crises are not limited to a global pandemic. People experience various levels of crisis all the time, but sometimes those crises hit close to home and become too much to handle alone.
If you have a medical emergency you would call 911 or a mental health hotline (800) 510-9132 or locally at (919) 560-7100, but who do you call with a financial emergency? Financial struggles can build over time rising to a tipping point that ignites emergencies in the areas of housing, food, transportation, health, and family relationships.
Those tipping points are often related to job loss, divorce, lawsuits, or health challenges but throw in a pandemic and that critical point may have come sooner than expected.
One way to put a pause on the financial chaos, hounding lenders, and foreclosure or car repossession is to file a bankruptcy. Bankruptcy is an option to obtain legal protections, peace of mind, and structure as it relates to addressing your indebtedness.
At Sasser Law Firm we understand the pressures of potentially (or actually) losing your home, vehicle, or business and will work with you to evaluate your options and see if bankruptcy is a right for your situation. We offer a free consultation and in Chapter 13 the filing fees are paid later through the plan. Bankruptcy has both an immediate impact as well as a long-term impact as it helps you restructure, payback, or eliminate debts.
We, at Sasser Law Firm, also recognize that bankruptcy is only one part of the solution to a likely complicated situation. It may stop debt collectors, repossessions, and legal actions but it does not provide tonight’s meal or tomorrow’s job. Thankfully Wake County has an abundance of resources that can come alongside you and hopefully bridge your other immediate needs.
Coordinated Entry was set up by Wake Network of Care helping individuals have a list of resources in addition to having a starting point to access government funding as well as non-profits. Oak City Cares is a service hub for connecting individuals and families at risk of, or currently experiencing, homelessness to coordinated services that create a path to stable housing and renewed hope. This organization is the largest access site in Wake County for Coordinated Entry.
There are also a few COVID related government housing assistance options individuals can go to such as covid19.housing.hotelfamilies@wakegov.com and the Housing Opportunities and Prevention of Evictions (HOPE) Program
There are non-profits ready to come alongside the needs in our community as well. Western Wake Crisis Ministry works to partner with those in crisis by helping them gain stability through basic supports of food, financial/housing assistance, and education While WWCM efforts are focused in Apex and the surrounding towns, Dorcas Ministries is in Cary and Raleigh Rescue Mission is in downtown Raleigh.
Children are often caught in the crosshairs of crisis. Safe Families for Children Raleigh was founded out of a proactive desire to provide safe, temporary care for vulnerable children and create family-like support for families in crisis through a community of devoted volunteers who are motivated by compassion care and radical hospitality to keep children safe and families intact.
Their family of trained volunteers offers support, which often involves providing a loving, temporary home for children while parents deal with their crisis and get back on their feet. Joy and Travis Sasser are actively involved in SFFC.
Whatever the nature of your crisis, you are not alone. There is hope and help available in many forms. If bankruptcy is an option you want to consider please call our office and set up a free in person, video, or phone consultation.
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For more than 20 years, the Sasser Law Firm has been helping individuals and business owners sort through financial hardships to see the light at the end of the tunnel. Our North Carolina bankruptcy attorneys are all board-certified specialists, which means we have passed a complex exam, undergone a thorough peer review, and continue to earn legal education credits in this ever-evolving area of law.
