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Chapter 13

Can Bankruptcy Help You Retrieve Your Car After It Has Been Repossessed?

Published February 22, 2021 by Sasser Law Firm
towing truck and a car being repossessed

It is not uncommon for Sasser Law Firm to receive a phone call and the first words after “Hello,” are, “My car was just repossessed. Can I get it back if I file bankruptcy?” Of course, each situation can be...

Is Chapter 13 Bankruptcy for Individuals or Businesses?

Published February 17, 2021 by Sasser Law Firm
chapter 13 bankruptcy petition book

Filing for bankruptcy is a tool individuals, including those who own and operate sole proprietorships, can use to restructure their finances, discharge debts, and find a more solid financial footing. Understanding the Bankruptcy code Can be a challenge, making it...

What to Do When Your Mortgage Forbearance Ends

Published February 15, 2021 by Sasser Law Firm
forbearance words with a calculator

As COVID-19 mortgage payment forbearances come to an end in the coming months, chapter 13 bankruptcy is one of the options homeowners may wish to consider. A chapter 13 bankruptcy allows a homeowner up to five years to bring current...

How Much Does It Cost to File for Bankruptcy?

Published January 7, 2021 by Sasser Law Firm
form on grey office desk with computer keyboard top view

If you are held down by debt and considering filing for bankruptcy, you will likely want to know how much it will cost to hire a bankruptcy attorney and pay for the process.  Sasser Law Firm understands that money will...

Bankruptcy Can Help You Stop an Eviction or Help You Transition to a New Residence

Published January 4, 2021 by Sasser Law Firm
eviction notice during pandemic in North Carolina

Written By: Cort Walker The coronavirus pandemic and its impact on the local (Raleigh, NC) and national economy has financially devastated many individuals and families. Evictions and, as a result, homeless families are a very real threat for 2021. Many...

Bankruptcy and the "Consolidated Appropriations Act"

Published December 30, 2020 by Sasser Law Firm
animated man thinking about bankruptcy

Written by: Philip Sasser When the first stimulus package (aka The CARES Act) was passed in March 2020, the part most people focused on was how much money they were going to get – responses generally falling into the categories...

Chapter 13 Bankruptcy and Building Credit

Published November 11, 2020 by Sasser Law Firm
people walking around with credit scores depicted over their heads

When you’re in Chapter 13 bankruptcy, it may feel like a purgatory that limits your financial options. You can, however, use this time and this tool to strategically improve your credit-worthiness. How Chapter 13 Bankruptcy Affects Your Credit Report The...

Cramdown in a Chapter 13 Bankruptcy

Published November 2, 2020 by Joseph Lischwe
chapter 13 bankruptcy petition book

One of the major advantages of filing a bankruptcy under Chapter 13 is the ability to “cram down” a debt secured by your property.  If you owe more than what your financed property is actually worth – which is a...

A Survey of the Local Form chapter 13 plans

Published October 20, 2020 by Travis Sasser
2019 update to chapter 12 of federal bankruptcy code

The Final Report of the American Bankruptcy Institute Commission on Consumer Bankruptcy §4.02 addresses Nonuniform Court Practices. The background to the provision notes that “Local practices can deviate from the Bankruptcy Code or the Federal Rules of Bankruptcy Procedure. Perhaps...

How Do Chapter 7 and 13 Bankruptcy Affect My Credit?

Published October 9, 2019 by Sasser Law Firm
man cutting credit card

It’s a question we hear often: How long does a Chapter 7 bankruptcy stay on a credit report? A Chapter 7 bankruptcy will remain on your credit report for 10 years, but the real impact of a bankruptcy on your...

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