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Chapter 13

How Much Does It Cost to File for Bankruptcy?

Published January 7, 2021 by Sasser Law Firm
form on grey office desk with computer keyboard top view

If you are held down by debt and considering filing for bankruptcy, you will likely want to know how much it will cost to hire a bankruptcy attorney and pay for the process.  Sasser Law Firm understands that money will...

Bankruptcy Can Help You Stop an Eviction or Help You Transition to a New Residence

Published January 4, 2021 by Sasser Law Firm
eviction notice during pandemic in North Carolina

Written By: Cort Walker The coronavirus pandemic and its impact on the local (Raleigh, NC) and national economy has financially devastated many individuals and families. Evictions and, as a result, homeless families are a very real threat for 2021. Many...

Bankruptcy and the "Consolidated Appropriations Act"

Published December 30, 2020 by Sasser Law Firm
animated man thinking about bankruptcy

Written by: Philip Sasser When the first stimulus package (aka The CARES Act) was passed in March 2020, the part most people focused on was how much money they were going to get – responses generally falling into the categories...

Chapter 13 Bankruptcy and Building Credit

Published November 11, 2020 by Sasser Law Firm
people walking around with credit scores depicted over their heads

When you’re in Chapter 13 bankruptcy, it may feel like a purgatory that limits your financial options. You can, however, use this time and this tool to strategically improve your credit-worthiness. How Chapter 13 Bankruptcy Affects Your Credit Report The...

Cramdown in a Chapter 13 Bankruptcy

Published November 2, 2020 by Joseph Lischwe
chapter 13 bankruptcy petition book

One of the major advantages of filing a bankruptcy under Chapter 13 is the ability to “cram down” a debt secured by your property.  If you owe more than what your financed property is actually worth – which is a...

A Survey of the Local Form chapter 13 plans

Published October 20, 2020 by Travis Sasser
2019 update to chapter 12 of federal bankruptcy code

The Final Report of the American Bankruptcy Institute Commission on Consumer Bankruptcy §4.02 addresses Nonuniform Court Practices. The background to the provision notes that “Local practices can deviate from the Bankruptcy Code or the Federal Rules of Bankruptcy Procedure. Perhaps...

How Do Chapter 7 and 13 Bankruptcy Affect My Credit?

Published October 9, 2019 by Sasser Law Firm
man cutting credit card

It’s a question we hear often: How long does a Chapter 7 bankruptcy stay on a credit report? A Chapter 7 bankruptcy will remain on your credit report for 10 years, but the real impact of a bankruptcy on your...

Benefit of Car Liens When Filing Bankruptcy

Published August 1, 2019 by Sasser Law Firm
car keys sitting on top of loan application

Filing Bankruptcy with a Car Lien In 2005, the United States Congress made significant changes to the nation’s bankruptcy laws. In the end, secured creditors – car finance companies, mortgage companies and seller-financed furniture dealers – fared best, but one...

Random Audits

Published May 28, 2019 by Sasser Law Firm
couple looking over bankruptcy documents

It is not likely but always possible that your personal bankruptcy case will undergo an audit directed by the United States Bankruptcy Administrator which monitors and investigates bankruptcy cases to ensure compliance with applicable laws and procedures. If the Bankruptcy Administrator...

Chapter 13 Debt Limits Increasing after April 1, 2019

Published April 10, 2019 by Sasser Law Firm
gavel above a bankruptcy form

Individuals who are considering seeking bankruptcy protection may benefit from the recent increase in the amount of debt you can have and qualify to file for a Chapter 13 bankruptcy reorganization. Debtors can only qualify for a Chapter 13 reorganization...

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